Simply Credit Help – Debt and Bad Credit Improvement Advice


Debt Settlement – The Positive Side

Debt Settlement – The Positive Side

Bad liability is a problem faced by people all over the world. If these liabilities are not handled in a proper manner, legal charges can be brought against you. Some financial companies will help you to find a solution to these problems through debt settlement. . Debt settlement is the process where you agree to […]


Bad Credit Cards and Their Usefulness

Bad Credit Cards and Their Usefulness

If you have poor credit history, then you have no choice but to resort to a Bad credit card. Unfortunately this is a, minefield in terms of financial safety, to get into. Bad credit card companies are notorious for their high and quite often unfair interest rates. They have very low standards when it comes […]


The Different Types of Bankruptcy

The Different Types of Bankruptcy

Debt is an unfortunate facet of life that some people have to face. Sometimes it becomes impossible for a borrower to pay off the debts that are owed. To protect the individual or the company to a certain extent, the government has made available bankruptcy proceeding that they can resort to. This helps them avoid […]




Your credit score

Your three digit credit score will determine how much a lender is willing to loan you and at what rate. The higher the score, the lower the rate a lender will charge you for your car loan, insurance premium, revolving credit such as credit cards and your mortgage. There are three major credit bureaus that […]


Impact of a loan default on your FICO score

If you are considering defaulting on your mortgage, consider the impact of such an action on your FICO score. We looked into the impact of this action on FICO score and here’s what we learned. FICO (Fair Isaac Corporation) score is the well-known and widely used credit score in the U.S. FICO score is based […]


What to do if your credit or debit card security has been breached

The Atlanta based Global Payments, a credit and debit card processor recently revealed that up to 1.5 million accounts in North America have been hacked. Master Card issued a statement asking card holders to contact their financial institution if they have any concerns and Visa said their cards are not impacted by the hacking. Here’s […]


Working With Your First Freelance Contractor

If you’re an employer looking to hire contractors from outside your home country, there are a few rules you can establish upfront to try and save yourself problems down the road. Here are some of the tips to pay your freelancers in a way that will let you retain the good ones, and get the […]


Fixing Credit After a Divorce

Divorce is a traumatic experience. The end of a marriage can lead to emotional turmoil and the loss of family and social support. Compounding these problems can be serious damage to your finances – including your credit score. Even when a couple’s divorce is finalized, both former spouses may be responsible for joint debts incurred […]


Financial and Identity Security Tips When using a Public Computer

If you’re going to be away from home, you may find yourself using the Internet on a public computer, such as one at a hotel or Internet cafe. While public computers are a good way to stay in touch while on the road, it is not recommended that you use them for any activities involving […]


Differences Between Loan Defaulting, Insolvency and Bankruptcy

By Phin Upham When someone is unable or unwilling to repay their loan, the courts may step in to enforce some form of repayment. A loan is a legal contract between two parties. It outlines the responsibilities that the borrower has to repay his loan, including the interest rate that the lender is allowed to […]


Importance of a lower debt-to-credit ratio

Lowering your debt-to-credit ratio will help when it comes to opening new credit lines, paying off your debt and your quest to become debt free. Debt- to-credit ratio is derived by calculating how much you owe and your total available credit limits. For example, if your credit limit total $10,000 and you owe $3,000, your […]




E-cigarette use 'skyrocketing' among young Americans: report

The number of young Americans using e-cigarettes grew by 1.5 million in 2018, undermining years of progress in reducing youth smoking, health authorities said Monday. Some 3.6 million middle and high school students were current users of vaping products, up from 2.1 million the year before, according to the report by the Centers for Disease Control and Prevention (CDC). The CDC said the number of... [Read more]


Few tears shed by French workers after Macron's Alstom dream is blocked

After four decades on the production line at French trainmaker Alstom, Claude Gemino had little sympathy for Emmanuel Macron when Brussels scotched the French president’s hopes of creating a European rail champion. For Gemino and many co-workers at Alstom’s Belfort factory, Macron’s support for the blocked merger with Germany’s Siemens signaled a readiness to put shareholders... [Read more]


How to Set Up a Credit Fraud Alert in 3 Easy Steps

A fraud alert can prevent you from becoming a victim, and is easier to set up than you may think.Image source: Getty Images. More here: How to Set Up a Credit Fraud Alert in 3 Easy Steps  Read More →


Exclusive: Walmart, Google-backed Deliv end online grocery partnership

The world’s largest retailer began bolstering its partnerships with third-party courier firms to reach consumers in 100 U.S. cities last year, after failing to use Uber and Lyft to deliver groceries, and struggling in its attempt to use its own employees to deliver goods. Deliv, which was one of Walmart’s earliest partners with pilot programs in Miami and San Jose… Read more: Exclusive:... [Read more]


Five takeaways from Trump's El Paso rally on border wall, shutdown talks

President Trump held his first rally of the year Monday, using the backdrop of El Paso, Texas, to make a case for his controversial border wall. More here:  Five takeaways from Trump's El Paso rally on border wall, shutdown talks  Read More →