Simply Credit Help – Debt and Bad Credit Improvement Advice

Debt Settlement – The Positive Side

Debt Settlement – The Positive Side

Bad liability is a problem faced by people all over the world. If these liabilities are not handled in a proper manner, legal charges can be brought against you. Some financial companies will help you to find a solution to these problems through debt settlement. . Debt settlement is the process where you agree to […]

Bad Credit Cards and Their Usefulness

Bad Credit Cards and Their Usefulness

If you have poor credit history, then you have no choice but to resort to a Bad credit card. Unfortunately this is a, minefield in terms of financial safety, to get into. Bad credit card companies are notorious for their high and quite often unfair interest rates. They have very low standards when it comes […]

The Different Types of Bankruptcy

The Different Types of Bankruptcy

Debt is an unfortunate facet of life that some people have to face. Sometimes it becomes impossible for a borrower to pay off the debts that are owed. To protect the individual or the company to a certain extent, the government has made available bankruptcy proceeding that they can resort to. This helps them avoid […]

Your credit score

Your three digit credit score will determine how much a lender is willing to loan you and at what rate. The higher the score, the lower the rate a lender will charge you for your car loan, insurance premium, revolving credit such as credit cards and your mortgage. There are three major credit bureaus that […]

Impact of a loan default on your FICO score

If you are considering defaulting on your mortgage, consider the impact of such an action on your FICO score. We looked into the impact of this action on FICO score and here’s what we learned. FICO (Fair Isaac Corporation) score is the well-known and widely used credit score in the U.S. FICO score is based […]

What to do if your credit or debit card security has been breached

The Atlanta based Global Payments, a credit and debit card processor recently revealed that up to 1.5 million accounts in North America have been hacked. Master Card issued a statement asking card holders to contact their financial institution if they have any concerns and Visa said their cards are not impacted by the hacking. Here’s […]

Fixing Credit After a Divorce

Divorce is a traumatic experience. The end of a marriage can lead to emotional turmoil and the loss of family and social support. Compounding these problems can be serious damage to your finances – including your credit score. Even when a couple’s divorce is finalized, both former spouses may be responsible for joint debts incurred […]

Financial and Identity Security Tips When using a Public Computer

If you’re going to be away from home, you may find yourself using the Internet on a public computer, such as one at a hotel or Internet cafe. While public computers are a good way to stay in touch while on the road, it is not recommended that you use them for any activities involving […]

Differences Between Loan Defaulting, Insolvency and Bankruptcy

By Phin Upham When someone is unable or unwilling to repay their loan, the courts may step in to enforce some form of repayment. A loan is a legal contract between two parties. It outlines the responsibilities that the borrower has to repay his loan, including the interest rate that the lender is allowed to […]

Importance of a lower debt-to-credit ratio

Lowering your debt-to-credit ratio will help when it comes to opening new credit lines, paying off your debt and your quest to become debt free. Debt- to-credit ratio is derived by calculating how much you owe and your total available credit limits. For example, if your credit limit total $10,000 and you owe $3,000, your […]

Phin Upham speaks at Global Conference about The Future of FinTech

By Phin Upham Phin Upham was joined by a panel of financial experts from various capital groups and banks to discuss the future of financial tech. The current climate isn’t sustainable. Big banks are servicing the equivalent of 40-60% of the population, which ignores a large chunk of people that could potentially join the middle […]

Samsung placing product images in Youku videos, targeting Chinese viewers

By Malathi Nayak NEW YORK (Reuters) – Advertising technology company Mirriad says it is working with Samsung Electronics Co Ltd and China's video site Youku to market Samsung products to Chinese viewers who are gravitating toward streaming video content. For instance, in … Here is the original post: Samsung placing product images in Youku videos, targeting Chinese viewers  Read More →

Piech, Porsche families say united behind VW management: Spiegel

The Piech and Porsche families that control more than 52 percent of Volkswagen have vowed to back senior management, setting aside past disputes as the carmaker struggles to overcome an emissions scandal, Der Spiegel reported on Saturday. In a rare interview, … Here is the original:  Piech, Porsche families say united behind VW management: Spiegel  Read More →

New York governor approves new regulations on Airbnb

(Reuters) – New York Governor Andrew Cuomo approved legislation on Friday that would place new regulations on online home rental companies like Airbnb. Existing New York state law bars most urban apartment-dwellers from renting out their units for less than 30 days if they are not present. The law recently passed by the state legislature would bar even … Read the original: New York governor... [Read more]

Venezuela’s Maduro says oil producers close to output cap deal

BAKU/DUBAI (Reuters) – Venezuelan President Nicolas Maduro was quoted on Saturday as saying that OPEC and non-OPEC nations were “very close” to an agreement on oil production curbs, Azerbaijan's state news agency Azertag reported Original post: Venezuela’s Maduro says oil producers close to output cap deal  Read More →

AT&T to buy Time Warner for $85 billion, create telecom-media giant

AT&T Inc said on Saturday it agreed to buy Time Warner Inc for $85.4 billion, the boldest move yet by a telecommunications company to acquire content to stream over its high-speed network to attract a growing number of online viewers. The … Read the original: AT&T to buy Time Warner for $85 billion, create telecom-media giant  Read More →