Simply Credit Help – Debt and Bad Credit Improvement Advice


Debt Settlement – The Positive Side

Debt Settlement – The Positive Side

Bad liability is a problem faced by people all over the world. If these liabilities are not handled in a proper manner, legal charges can be brought against you. Some financial companies will help you to find a solution to these problems through debt settlement. . Debt settlement is the process where you agree to […]


Bad Credit Cards and Their Usefulness

Bad Credit Cards and Their Usefulness

If you have poor credit history, then you have no choice but to resort to a Bad credit card. Unfortunately this is a, minefield in terms of financial safety, to get into. Bad credit card companies are notorious for their high and quite often unfair interest rates. They have very low standards when it comes […]


The Different Types of Bankruptcy

The Different Types of Bankruptcy

Debt is an unfortunate facet of life that some people have to face. Sometimes it becomes impossible for a borrower to pay off the debts that are owed. To protect the individual or the company to a certain extent, the government has made available bankruptcy proceeding that they can resort to. This helps them avoid […]




Your credit score

Your three digit credit score will determine how much a lender is willing to loan you and at what rate. The higher the score, the lower the rate a lender will charge you for your car loan, insurance premium, revolving credit such as credit cards and your mortgage. There are three major credit bureaus that […]


Impact of a loan default on your FICO score

If you are considering defaulting on your mortgage, consider the impact of such an action on your FICO score. We looked into the impact of this action on FICO score and here’s what we learned. FICO (Fair Isaac Corporation) score is the well-known and widely used credit score in the U.S. FICO score is based […]


What to do if your credit or debit card security has been breached

The Atlanta based Global Payments, a credit and debit card processor recently revealed that up to 1.5 million accounts in North America have been hacked. Master Card issued a statement asking card holders to contact their financial institution if they have any concerns and Visa said their cards are not impacted by the hacking. Here’s […]


Working With Your First Freelance Contractor

If you’re an employer looking to hire contractors from outside your home country, there are a few rules you can establish upfront to try and save yourself problems down the road. Here are some of the tips to pay your freelancers in a way that will let you retain the good ones, and get the […]


Fixing Credit After a Divorce

Divorce is a traumatic experience. The end of a marriage can lead to emotional turmoil and the loss of family and social support. Compounding these problems can be serious damage to your finances – including your credit score. Even when a couple’s divorce is finalized, both former spouses may be responsible for joint debts incurred […]


Financial and Identity Security Tips When using a Public Computer

If you’re going to be away from home, you may find yourself using the Internet on a public computer, such as one at a hotel or Internet cafe. While public computers are a good way to stay in touch while on the road, it is not recommended that you use them for any activities involving […]


Differences Between Loan Defaulting, Insolvency and Bankruptcy

By Phin Upham When someone is unable or unwilling to repay their loan, the courts may step in to enforce some form of repayment. A loan is a legal contract between two parties. It outlines the responsibilities that the borrower has to repay his loan, including the interest rate that the lender is allowed to […]


Importance of a lower debt-to-credit ratio

Lowering your debt-to-credit ratio will help when it comes to opening new credit lines, paying off your debt and your quest to become debt free. Debt- to-credit ratio is derived by calculating how much you owe and your total available credit limits. For example, if your credit limit total $10,000 and you owe $3,000, your […]




Working, eating and sleeping at the office

The sight of workers sleeping on the job is common in China, where a surplus of cheap labor can lead to downtime and employees at startup companies work long hours. Read the original post: Working, eating and sleeping at the office  Read More →


Obama seeks ‘irreversible’ opening to Cuba

This story is part of a weeklong Yahoo series marking one year since the opening of relations between the United States and Cuba. Read more here: Obama seeks ‘irreversible’ opening to Cuba  Read More →


Obama seeks ‘irreversible’ opening to Cuba

This story is part of a weeklong Yahoo series marking one year since the opening of relations between the United States and Cuba. Read more here:  Obama seeks ‘irreversible’ opening to Cuba  Read More →


Union leader who says Trump lied about Carrier deal refuses to back down

Trump tours a Carrier factory in Indianapolis, Dec. 1, 2016. Chuck Jones, the union leader who claims President-elect Donald Trump lied to Carrier employees while touting a deal to keep jobs in the U.S., says he started receiving harassing phone calls a half hour after Trump slammed him on Twitter. “I’ve been doing this job for Read the original here: Union leader who says Trump lied... [Read more]


L.L. Bean rebuffs boycott over granddaughter’s big Trump donation

A man wipes off the headlights of the L.L. Bean Bootmobile in the parking lot at the facility where the famous outdoor boot is made. L.L. Bean is pushing back against a boycott led by a group urging consumers not to shop at retailers that support President-elect Donald Trump after it was revealed that Linda Bean, heir of the Maine-based company’s founder, had donated to a political action committee... [Read more]